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HUD-1 Settlement Statement – FHANewsBlog.com – FHA Home Loans: The HUD-1 settlement statement. buying a home with an FHA loan involves a process with a set of milestones along the way. The first of set of milestones includes finding a suitable home, negotiating a price, applying and being approved for a home loan and agreeing to the terms and conditions.
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The HUD-1 Settlement Statement was a document that outlined home loan terms. It was replaced by the Closing Disclosure form as of October, 2015, under the administration of the consumer financial protection Bureau.
How to Read a HUD-1 Settlement Statement – One of the best ways to better understand the hud-1 settlement statement form is to look at section by section. To do that, here is a short summary of some of the most important sections that buyers.
The HUD-1 settlement statement is a standard government real estate form that was once used by the settlement agent (also called the closing agent) to itemize all charges imposed upon a borrower and seller for a real estate transaction.
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EXPLANATION OF THE HUD-1 Settlement Statement – Settlement Statement will show a detailed itemization of all the costs pertaining to the real estate sale or mortgage loan transaction. In some areas, the settlement statement may be called the Closing Statement, the Settlement Statement, or the HUD-1 Settlement Statement or simply the HUD-1. The HUD-1 Settlement Statement was revised in 2010.